XA Mobile

Eligibility

Applying is fast and easy!
You will need the following information in order to complete the application:

Government issued ID/driver’s license/State ID or passport with current address

Your complete physical and mailing address

Social Security Number

Date of birth

Applicant Must Be 18 Years of age to apply

Please review the list of cities and counties in the drop-down below to see if you are eligible for membership. If you are still unsure, click here for a map.

Select your eligibility

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I am an immediate family or household member of an existing or eligible Freedom First Member. Relationship : (select)
Please enter your relative's full name: (select)

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I participate in

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Available Products

Checking Certificate Account IRA Certificate Account IRA Money Market Savings

Freedom Cash

Cash back on debit card purchases and no monthly service fee with at least $1,000 in direct deposit. Up to 4 nationwide out-of-network ATM fee refunds per month. Includes free VISA debit card.

Min Deposit: $0.00 Max Deposit: $1,000,000.00

Freedom Stash

Tiered monthly dividends and no monthly service fee with at least $1,000 in direct deposit. Up to 4 nationwide out-of-network ATM fee refunds per month. Includes free VISA debit card.

Min Deposit: $0.00 Max Deposit: $1,000,000.00

Freedom Checking

No annual fee. No monthly service fee. No minimum balance requirement. Includes free VISA debit card.

Min Deposit: $0.00

13-Month CD Special

13 Month CD Special. APY is based on the amount(s) and term(s) of your Certificate(s).

Max APY: 4.65% Min Deposit: $500.00

6-Month Certificate

$500 minimum deposit. Your APY is based on the amount(s) and term(s) of your Certificate(s).

Max APY: 0.25% Min Deposit: $500.00

12-Month Certificate

$500 minimum deposit. Your APY is based on the amount(s) and term(s) of your Certificate(s).

Max APY: 0.85% Min Deposit: $500.00

24-Month Certificate

$500 minimum deposit. Your APY is based on the amount(s) and term(s) of your Certificate(s).

Max APY: 0.90% Min Deposit: $500.00

36-Month Certificate

$500 minimum deposit. Your APY is based on the amount(s) and term(s) of your Certificate(s).

Max APY: 1.00% Min Deposit: $500.00

48-Month Certificate

$500 minimum deposit. Your APY is based on the amount(s) and term(s) of your Certificate(s).

Max APY: 1.04% Min Deposit: $500.00

60-Month Certificate

$500 minimum deposit. Your APY is based on the amount(s) and term(s) of your Certificate(s).

Max APY: 1.10% Min Deposit: $500.00

48 Month Traditional IRA CD

APY: 1.04% Min Deposit: $500.00

36 Month Coverdell IRA CD

APY: 1.00% Min Deposit: $500.00

60 Month Coverdell IRA CD

APY: 1.10% Min Deposit: $500.00

12 Month Roth IRA CD

APY: 0.85% Min Deposit: $500.00

36 Month Traditional IRA CD

APY: 1.00% Min Deposit: $500.00

48 Month Roth IRA CD

APY: 1.04% Min Deposit: $500.00

60 Month Roth IRA CD

APY: 1.10% Min Deposit: $500.00

12 Month Traditional IRA CD

APY: 0.85% Min Deposit: $500.00

24 Month Roth IRA CD

APY: 0.90% Min Deposit: $500.00

12 Month Coverdell IRA CD

APY: 0.85% Min Deposit: $500.00

24 Month Coverdell IRA CD

APY: 0.90% Min Deposit: $500.00

36 Month Roth IRA CD

APY: 1.00% Min Deposit: $500.00

60 Month Traditional IRA CD

APY: 1.10% Min Deposit: $500.00

24 Month Traditional IRA CD

APY: 0.90% Min Deposit: $500.00

48 Month Coverdell IRA CD

APY: 1.04% Min Deposit: $500.00

IRA Savings Roth

IRA Savings Traditional

IRA Savings Coverdell

Money Market

Earn higher dividends and still have access to your money. Tiered dividend structure begins with $5,000 minimum opening deposit. No monthly fee as long as you maintain the required average daily balance.

Min Deposit: $5,000.00

Secondary Savings

Earn tiered interest based on your balance, beginning at $200. Only $5 to open with no minimum monthly deposit requirement. Separate and track your savings for specific items, such as home repairs or large purchases.

Min Deposit: $0.00

Christmas Club

Earn tiered interest based on your balance, beginning at $200. Only $5 to open with no minimum monthly deposit requirement. Your balance will be automatically transferred to your savings account on October 20th of each year.

Min Deposit: $0.00

Vacation Club

Earn tiered interest based on your balance, beginning at $200. Only $5 to open with no minimum monthly deposit requirement. Your balance will be automatically transferred to your savings account on May 20th of each year.

Min Deposit: $0.00

Primary Share

Your primary share (savings) account must have a minimum deposit of $5.00. Once you open your primary share account, you can open checking, additional savings, money market, and certificate accounts and apply for loans.

Min Deposit: $5.00

APY (Annual Percentage Yield)

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Maturity Date

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card (max $1,000.00)

Transfer From Another Financial Institution (max $25,000.00)

Internal Transfer

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This account does not have sufficient balance to cover the total required deposit.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Do you have any beneficiaries?

Yes

No

Do you have another applicant?

Yes

No

Continue Or Go Back

To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

To use this feature, click on the sample image above to either take or upload a photo. If you do not want to use this feature, simply click the “Done” button below to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

To use this feature, click on the sample image above to either take or upload a photo. If you do not want to use this feature, simply click the “Done” button below to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration